Wills & Estate Planning
Martin Lewis and Will Writing: What MoneySavingExpert Says About Making a Will
An independent look at Martin Lewis will writing guidance: what MoneySavingExpert says about free and cheap Wills, how the main schemes work, and how to decide whether a solicitor-drafted Will is right for you.
By AJ Walter Emir Bennetts, SolicitorPublished: 4 October 2026Last reviewed: 4 October 2026 9 min read
Independent information: AJ W. E. Bennetts, Solicitor is not affiliated with, sponsored by or endorsed by Martin Lewis or MoneySavingExpert. This article summarises publicly available guidance and provides independent legal information.
If you have searched for “Martin Lewis will writing”, you are probably trying to find out what he and his consumer website, MoneySavingExpert, say about making a Will — and whether you can get one free or cheaply. MoneySavingExpert regularly covers the importance of having a Will and the schemes that offer free or lower-cost Will writing.
This guide explains that guidance independently, sets out how the main options differ, and highlights when a basic or free Will may not be enough. It is general information, not legal advice about your own situation.
What does Martin Lewis say about making a Will?
In short, MoneySavingExpert strongly encourages adults to make a Will, whatever the size of their estate. Its guide to cheap and free Wills explains that a Will lets you decide who inherits, who deals with your estate and, for parents, who you would like to look after young children.
The guide also highlights what can happen if you die without a Will (known as dying “intestate”). Your estate is then shared under fixed legal rules, which may not match your wishes. For example, an unmarried partner has no automatic right to inherit under those rules, however long you have lived together. GOV.UK explains who inherits when there is no Will.
Beyond that, the guide focuses on ways to keep costs down, while recognising that some people's circumstances call for professional advice.
Why is “Martin Lewis Will Writing” being searched so much?
Interest tends to rise whenever MoneySavingExpert features Wills in its emails, articles or broadcasts — for example when covering:
- Free Wills Month campaigns
- Will Aid, the November charity scheme
- other cheap or free Will offers
- wider estate planning, including inheritance
- Lasting Powers of Attorney
MoneySavingExpert's Cheap and Free Wills guide was updated on 1 October 2026, around the time of an autumn Free Wills Month campaign.
What is Free Wills Month?
Free Wills Month is a campaign run on behalf of a group of charities, which pay participating solicitors to write or update simple Wills free of charge for eligible people. Key points from the official Free Wills Month website (checked 4 October 2026):
- Campaigns usually run in particular months, including March and October.
- It is aimed at people aged 55 and over.
- Only solicitors in selected locations take part, and these vary from campaign to campaign.
- It covers simple Wills; more complicated arrangements may be outside the offer or charged for.
- The charities hope people will consider leaving a gift in their Will, but there is no obligation to do so.
- Appointments are limited and may run out before the month ends.
Because participating areas change, check the official site with your postcode rather than assuming your area — including London — is covered.
What is Will Aid?
Will Aid is a long-running charity Will-writing scheme. According to its website (checked 4 October 2026):
- It runs every November.
- Participating solicitors give their time and waive their usual fee for a basic Will.
- Instead, clients are invited to make a voluntary donation to Will Aid's partner charities. The suggested donation for 2026 is £120 for a single basic Will and £200 for a pair of basic mirror Wills.
- Availability depends on which firms take part and how many appointments they offer.
Are Martin Lewis “free Wills” actually free?
Sometimes, but “free Will” covers several quite different arrangements:
- Charity-funded solicitor schemes (such as Free Wills Month): the charity pays the solicitor for a simple Will. There may be age, location and complexity limits, and you may be asked whether you would like to leave a charitable gift.
- Donation-based schemes (such as Will Aid): no fee is charged, but a donation is suggested.
- Charity-linked online Wills: some charities offer free online Wills, usually for straightforward situations and sometimes with optional checking at extra cost.
- DIY templates: cheap to buy, but you take full responsibility for the wording and for signing the Will correctly.
It is worth reading the terms of any offer carefully, including what is excluded and whether any later changes are charged.
Free Will vs solicitor-drafted Will
No single route is best for everyone. A straightforward estate may need less advice than a complex one.
| Route | Typical suitability | Professional involvement | Main considerations |
|---|---|---|---|
| Solicitor-drafted Will | Any estate, especially where there is complexity | Regulated solicitor takes instructions, advises and drafts | Paid service; fees vary by provider and complexity |
| Charity/free Will scheme | Simple Wills for eligible people | Usually a participating solicitor | Eligibility, location, limited appointments and scope |
| Online Will service | Straightforward circumstances | Varies — from none to optional review | You must sign and witness it correctly yourself |
| DIY Will/template | Very simple circumstances | None | Higher risk of unclear wording or invalid signing |
When might using a solicitor be particularly important?
Professional advice is often worth considering where any of the following apply:
- property or other assets abroad
- owning or having shares in a business
- blended families, including children from earlier relationships
- unmarried partners who want to provide for each other
- leaving out someone who might expect to inherit
- a beneficiary who is vulnerable or receives means-tested benefits
- wanting to use trusts
- possible inheritance tax considerations
- significant or unusual assets
- concerns about mental capacity or pressure from others
- otherwise complicated family arrangements
Everyone's circumstances are different, and these are examples rather than a checklist.
It is also worth knowing that, in England and Wales, getting married or entering a civil partnership generally cancels an existing Will, so a Will should be reviewed after major life events.
What about Trust Wills?
“Trust Will” is a broad marketing term rather than one specific product. Searches such as “Martin Lewis trust Wills” usually come from people wondering whether they need one. A Will may include a trust for purposes such as:
- holding money for children until they reach a chosen age
- protecting a vulnerable beneficiary
- giving someone the right to live in, or receive income from, an asset during their lifetime (a “life interest”)
- addressing particular family circumstances, such as second marriages
Trusts can have significant legal and tax consequences, and whether one is appropriate depends on your situation. They should be set up with individual advice.
How much does a solicitor-drafted Will cost?
Solicitors' fees vary depending on the provider and how complex your Will is. AJ W. E. Bennetts' current published fixed fees are:
- Simple Will — £350
- Simple Mirror Wills — £600
No VAT is currently charged. These are this practice's own fees, not national averages.
Can I arrange my Will by video call?
Yes, much of the process can take place by video call: the initial consultation, giving instructions, receiving advice, drafting and reviewing the draft. Appointments are also available in Teddington, at the Charing Cross, London appointment location, and by home visit where appropriate.
However, the Will itself cannot currently be validly signed and witnessed entirely over video. It must meet the formal requirements of section 9 of the Wills Act 1837: in writing, signed by you in the presence of two witnesses who are present at the same time, and signed by those witnesses. A temporary rule allowing video witnessing applied only to Wills made between 31 January 2020 and 31 January 2024. GOV.UK has a short overview of making a Will.
Should I arrange Lasting Powers of Attorney at the same time?
A Will takes effect on death, whereas a Lasting Power of Attorney lets people you trust make decisions for you during your lifetime if you cannot. They do different jobs, and many people choose to consider them together.
Combined Will and LPA packages are available: Simple Will + 2 LPAs — £600, and Simple Mirror Wills + 4 LPAs — £1,100, with no VAT. Office of the Public Guardian registration fees are additional.
Frequently asked questions about Martin Lewis and Will writing
Does Martin Lewis recommend making a Will?
MoneySavingExpert consistently encourages people to make a Will and explains the risks of dying without one. It does not recommend any particular solicitor, including AJ W. E. Bennetts.
Does Martin Lewis offer a Will-writing service?
No. Martin Lewis and MoneySavingExpert publish consumer information about Wills, including free and cheap options, but do not draft Wills themselves.
Does MoneySavingExpert write Wills?
No. MoneySavingExpert is a consumer information website. It points readers towards schemes and providers; the Will itself is prepared by a solicitor, Will-writer or online service, or by you.
Can I get a free Will through Martin Lewis?
Not directly. MoneySavingExpert describes schemes such as Free Wills Month, which are run by charities and participating solicitors. Eligibility and availability are set by those schemes.
What is Free Wills Month?
A charity-funded campaign in which participating solicitors prepare or update simple Wills free of charge for eligible people, in the hope that some will choose to leave a charitable gift.
Who qualifies for Free Wills Month?
The campaign is aimed at people aged 55 and over, and only in the areas where solicitors are taking part in that campaign. Appointments are limited.
Are free Wills only for over-55s?
Free Wills Month is for over-55s. Other routes, such as Will Aid (based on a voluntary donation), are not restricted to that age group, though their own rules apply.
Does London take part in Free Wills Month?
Participating areas change with each campaign, so it is not possible to say in advance. Check the official Free Wills Month website using your postcode when a campaign is open.
Is a free Will as valid as a paid Will?
Yes, if it is properly prepared and signed and witnessed in line with the formal rules. Validity does not depend on the price; suitability for your circumstances is the more important question.
Do I need a solicitor to make a Will?
No — there is no legal requirement to use a solicitor in England and Wales. Professional advice can be valuable where your affairs or family arrangements are more complicated.
How much does a solicitor-drafted Will cost?
Fees vary between providers. With AJ W. E. Bennetts, a Simple Will is £350 and Simple Mirror Wills are £600, with no VAT charged.
What is a Trust Will?
A general term for a Will that sets up one or more trusts — for example for children, a vulnerable beneficiary or a surviving partner. It is not a single standard product.
Can I make my Will online?
You can prepare a Will using an online service, but it must still be printed, signed and witnessed in accordance with the formal requirements to be valid.
Can I speak to a solicitor about my Will by video call?
Yes. Consultations, instructions, advice and reviewing drafts can all take place by video call. The signing itself must still meet the formal witnessing requirements.
Need advice about making or updating your Will?
Solicitor-drafted Wills are available to clients in London and surrounding areas, with consultations by video call, at Teddington, at the Charing Cross appointment location where available, or by home visit where appropriate.
About the author
AJ Walter Emir Bennetts
Solicitor of England and Wales · SRA ID: 7816167
AJ W. E. Bennetts is a freelance solicitor regulated by the Solicitors Regulation Authority. Legal services are provided directly by AJ W. E. Bennetts and not by an SRA-authorised firm. About AJ W. E. Bennetts · Regulatory information
Sources and further information
- MoneySavingExpert — Cheap and free Wills
- Free Wills Month (official website)
- Will Aid (official website)
- GOV.UK — Making a will
- GOV.UK — Who inherits if someone dies without a will
- legislation.gov.uk — Wills Act 1837, section 9
This article is general information about the law of England and Wales as at the last reviewed date. It is not legal advice; please seek advice about your own circumstances.
